Visa Comparisons

Spain NLV vs Golden Visa: What's the Difference Now the Golden Visa Is Ending?

Spain's Golden Visa — which allowed residency through property investment of €500,000+ — has been on the way out since the government announced its abolition in 2024. This comparison explains the key differences between the Golden Visa and the NLV, and what property investors should consider instead.

What Was the Golden Visa?

Spain's Golden Visa (Visado de Inversor) allowed non-EU nationals to obtain Spanish residency through significant financial investment. The most popular route was purchasing property worth at least €500,000 free of mortgage. Alternative routes included financial investments and business projects.

The Golden Visa provided residency rights without requiring continuous residence in Spain — making it attractive as an insurance policy for wealthy non-EU nationals who wanted an EU base without committing to full-time residence.

The End of the Property Route

In April 2024, the Spanish government announced the abolition of the Golden Visa property route, citing concerns about its impact on housing markets in Madrid, Barcelona, and the Balearic Islands. Those who obtained Golden Visas before the abolition retain their status and can renew. New applications for the property route are no longer available.

Other Golden Visa routes (financial investment, bonds, business) may continue in modified form — check current legislation for the latest status.

NLV vs Golden Visa: Key Differences

FeatureNLVGolden Visa
Investment requiredNo — income/savingsYes — €500,000+ property
Residence in Spain requiredYes — majority of yearNo minimum stay required
Working permittedNoYes
Property investment route availableN/ANo (abolished 2024)

What Property Investors Should Do Instead

For non-EU nationals who want to buy property in Spain but no longer have the Golden Visa route, the options are: apply for the NLV (if passive income qualifies), apply for the DNV (if working remotely), consider other investment-based routes (if they remain after legislative changes), or accept that property ownership alone no longer provides a residency route and plan accordingly.

Check your eligibility or speak to a specialist about your move to Spain.

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Common Questions

Frequently Asked Questions

The property investment route was abolished in 2024. Other investment routes (government bonds, shares, funds, business activity) may still be available in modified form, but requirements and availability change. Check current legislation or consult a specialist.

Existing Golden Visa holders retain their status. You can renew your residence permit under the normal renewal rules. The abolition affects new applications, not existing holders.

If you're buying property and also have sufficient passive income (~€2,400/month), the NLV can be a viable route — but it requires you to actually live in Spain for most of the year, which is more demanding than the Golden Visa's minimal stay requirement.