Spain's most popular visa for retirees and those with passive income
27 articlesThe Non-Lucrative Visa (NLV) allows foreigners with sufficient passive income or savings to live in Spain without working. It's the most popular route for retirees, investors, and people who want to live in Spain and fund their lifestyle from abroad.
Our specialists guide you through the right visa from start to finish — managed entirely online, in English.
The Non-Lucrative Visa (NLV) is a long-stay Spanish visa for people who want to live in Spain without working for a Spanish employer. You must demonstrate sufficient passive income or savings to support yourself.
As of 2026, the minimum income requirement is approximately €2,400 per month (based on the IPREM index), plus an additional amount for any dependants. Requirements are updated annually.
Not officially. The NLV prohibits employment or economic activity in Spain. However, working remotely for a company outside Spain is a grey area. If you work remotely, the Digital Nomad Visa is the legally compliant option.
Processing times vary by consulate, but typically range from 1 to 3 months. Some consulates are faster than others. Apply well in advance of your planned move date.
Yes. The initial NLV is granted for one year, then renewable for two-year periods. You need to maintain the income requirements and spend sufficient time in Spain.